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About us

We combine detailed lender knowledge with practical, hands-on support to guide you through finance options and the application process.

Experienced broker with institutional banking roots

The Home Loan Guru is an Australian mortgage broker specialising in helping owner-occupiers, investors and small business owners find the right loan for their personal circumstances. Whether you are buying a home, refinancing, investing or looking for asset finance, we take the time to understand your current position as well as your aims and ambitions for the future.

A mortgage is likely to be with you for a long time, so choosing the right lender is an important decision. We can help you compare lending options with your longer-term goals in mind, helping you make an informed choice that continues to suit your circumstances over time. Led by a principal with extensive experience in Swiss banking and senior roles in Australia, The Home Loan Guru brings decades of finance experience to every application.

Based in Mooloolaba on Queensland’s Sunshine Coast, The Home Loan Guru works with clients across the Sunshine Coast, Central Coast and throughout Australia, providing straightforward communication and support from the initial assessment through to settlement and beyond.

Gerhard Moser

Principal broker

Phone: 0402 434 875
Email: gerhard@homeloanguru.com.au

Gerhard brings decades of finance experience, beginning with a banking apprenticeship in Switzerland and practising in Australia since 1986. He arrived as a senior foreign exchange dealer and progressed through senior roles at NAB and Westpac before establishing independent practice to assist former bank clients in disputes about misleading conduct. His qualifications include diplomas in Corporate Management, Finance and Mortgage Broking Management and Financial Services (Financial Planning). Media appearances on Four Corners and Business Sunday reflect his advocacy for individual clients. Deep lender knowledge, negotiation skill, regulatory awareness and offshore sailing experience, supported by a commercial skipper’s licence, inform his calm, focused approach when working directly with clients at The Home Loan Guru.

PoomPim Moser

Mortgage Broker

Phone: 0435 241 975
Email: poompim@homeloanguru.com.au

PoomPim took a deliberate career turn after arriving from Bangkok, moving from an Electronics degree into mortgage broking and completing Certificate IV in Mortgage Broking. She was the only student to score 100% on her aggregator exam, a result that reflects her diligence and technical grasp. Fluent in Thai, PoomPim explains the steps of buying a home and borrowing in Australia in plain language, guiding clients through complex processes with patience, clarity and cultural sensitivity at The Home Loan Guru.

Our services

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we'll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Commercial loans

Commercial lending is rarely one-size-fits-all - the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

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Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Reverse mortgage options

Reverse mortgages let eligible homeowners tap into their property equity to provide cash flow without immediate loan repayments. These products can support living costs, health care expenses or lifestyle needs.

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Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.

Specialised mortgage broking service areas

Although we service clients Australia wide, we offer specialised support in key areas with lender access, home loan help and finance options tailored to our local community.

Mooloolaba
Sunshine Coast
Queensland
Central Coast